Gift Annuity Rate Table

The following table lists age(s) when gift annuities start and the applicable annuity rate (for illustrative purposes only):

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One Life Rate
60 4.3%
65 4.7%
70 5.1%
75 5.8%
80 6.9%
85 8.0%
90+ 9.0%
Two Life Rate
60 & 64 4.0%
65 & 67 4.3%
70 & 72 4.6%
75 & 78 5.2%
75 & 85 5.5%
78 & 82 5.7%
85 & 90 7.5%

The above gift annuity rates are based on the American Council On Gift Annuities suggested rates effective January 1, 2020.